A driver can satisfy the registration requirement while still having limited protection against a serious accident, a lawsuit or extensive vehicle damage. Florida’s consumer insurance guidance identifies Broward, Miami-Dade and Palm Beach among the counties covered by statutory pre-insurance inspection provisions for physical damage coverage. Failure to complete a required inspection within the allowed period may affect physical damage coverage. A legitimate quote should clearly identify the insurer, coverage, policy period, premium and conditions. South Florida drivers should compare identical coverage, choose affordable deductibles, disclose regular operators accurately and pay particular attention to comprehensive coverage, liability limits and protection against uninsured drivers.