New Delhi: Private sector banks have collected Rs 4,948.71 crore from account holders for failing to maintain minimum average balance in their current accounts and savings accounts in FY26, Parliament was informed on Tuesday. During the period under review, public sector banks (PSBs) collected Rs 2,137.92 crore for the non-maintenance of minimum average balance (current account & savings account), Minister of State for Finance Pankaj Chaudhary said in a written reply to the Rajya Sabha. HDFC Bank collected the highest amount -- Rs 1,798.14 crore, followed by Axis Bank at Rs 1,081.33 crore during FY26, he said quoting Reserve Bank of India (RBI) data. Both these private-sector lenders collected Rs 2,879.47 crore as charges for non-maintenance of minimum average balance. No penal charges are levied on Basic Savings Bank Deposit Accounts, including Pradhan Mantri Jan Dhan Yojana (PMJDY) Accounts, etc, he said.