I had already used my credit card to pay for some of the trip to make sure conditions for the card’s free travel insurance were met. “As advised, your credit card will no longer include international travel insurance, domestic travel insurance, or rental vehicle excess insurance from 15 May 2026.” The bad news is that I am far from alone in getting a rude shock that long standing credit card add-ons are simply no longer operating. Changing Card LandscapeAll of which means we are living through the biggest change to the credit card landscape for many years. Another possibility instead of choosing a different credit card is choosing a premium debit card that offers some credit card style benefits such as points and travel insurance or simply move to a much cheaper debit card only if you can live with the inconvenience of temporarily financing “holds” with your own cash when booking travel, cars, and hotels.