The Ritz-Carlton Credit Card offers one of the richest benefits packages of any travel rewards card and lucrative earning opportunities on everyday spending. Ritz-Carlton Credit Card: The basicsThe Ritz-Carlton Credit Card remains one of the most valuable hotel credit cards despite no longer being open to new applicants. The best strategy here would be to get the Brilliant first and then upgrade to the Ritz-Carlton card rather than opening the Ritz-Carlton card before applying for the Brilliant. This chart tells you yes or noRitz-Carlton Credit Card benefitsAmong the main hotel- and other travel-related benefits the Ritz-Carlton Credit card offers, these are the most valuable. Ritz-Carlton Credit Card versus Marriott Bonvoy BrilliantThere are several high-end credit cards that compete with the Ritz-Carlton card.