Debt Can Be Cripiling In IowaInside Creative House Inside Creative House loading...An estimated 430,000 Iowans have student loan debt, and nearly 300,000 Iowans carried medical debt as of 2023. Additionally, 13.3% of Iowans have student loan debt, and this figure is higher among those under 35But wait, there's more. The average American carries $7,000 of credit card debt, with total American credit card debt exceeding $1.2 trillion in mid-2025. Louisiana is the second-most delinquent state, with residents delinquent on 13.1% of all their individual loans and lines of credit. Meanwhile, Midwest Nice comes out on top again.