Solo women homebuyers 30% more likely to be denied mortgage than solo men: study

Solo women applicants face a 15.7% mortgage denial rate, compared to 12.1% among solo males. Solo women homebuyers are 30% more likely to be denied a mortgage than solo males, a new LendingTree study found. Solo women comprised 21.9% of potential homebuyers in 2024, compared with 32.8% for solo men — 1.5 men for every woman, LendingTree says. In 2024, solo women homebuyers took on $173.3 billion in mortgage debt, while solo men homebuyers borrowed a whopping $328.7 billion. There were 949,477 new home loans for solo men last year and 600,817 for solo women.