One of the doors with a wreath and a welcome mat that reads ‘Happy you’re here’ belongs to 28-year-old Jaxon Smith, who bought his house in late 2023. Even so, he found the mortgage payments and HOA fees too expensive to cover on his own, so he got some roommates. Hugo Rikard-Bell / KUER Jaxon Smith gets something out of the fridge in his kitchen. After almost three years of helping him cover expenses, Smith’s roommates moved out in June. His girlfriend moved in and now helps with the mortgage.