The Brief A scam letter sent to a Wisconsin resident says they could inherit millions of dollars from a distant relative's life insurance policy. State officials warn the letter is a ploy to steal personal and banking information. The Wisconsin Division of Consumer Protection said it sounds like a dream come true that could become a nightmare. How it worksWhy you should care:A scam letter circulating in Wisconsin claims the recipient may inherit an unclaimed life insurance policy. "It indicates they can't find a specific, direct heir, so they're searching across family members in order to find distant relatives," Reinen said.