Two economies are living under one roof and only one of them is feeling the RBA’s interest rate pain, which is exactly why today’s rate call is such a nightmare to picture. One group doesn’t have a mortgage and are not paying rent made up of older and younger Australians, who are untouched by the RBA’s interest rate rising policy. In contrast, there are the mortgage belt borrowers who are enduring the RBA’s interest rate pain. This is great for them but not for those paying higher interest rates for a home or for running a small business that employs people. I’m not alone, with many of my economic number crunchers in the camp that says that the RBA shouldn’t raise today.