For years, legions of Vantage Deluxe World Travel customers eagerly purchased their trip insurance directly from the luxury tour operator. If you’ve ever wondered if buying travel insurance from your tour operator is a good idea, wonder no more. When the Vantage Travel salesperson offered the Szippls the travel protection provided by the tour operator, the couple balked. Fact: The tour operator owes you a refund if it cancels your trip, not the travel insurance companyMany consumers find travel insurance confusing and a bit mysterious. Gena TharpThe Bottom lineIt’s never a good idea to purchase travel insurance or trip protection from your tour operator.