Criminals are expanding to debit and credit card scams following improved controls to prevent authorised push payment (APP) fraud, Which? We submitted a Freedom of Information (FoI) request to see which providers prompted the most complaints related to authorised card fraud in 2025. suggest fraudsters are increasingly cashing out by convincing victims to approve card payments instead. It told us in June 2026 that complaints about authorised fraud involving a mix of payment types have continued to increase. Every year, the banking industry collates data on both unauthorised card fraud and APP fraud, yet authorised fraud involving other payment methods is still a blind spot.