That is the hidden problem with outdated life insurance. In the family law context, life insurance should not be treated as a one-time checkbox. Why annual review matters while the marriage is intactWhen a couple is still married, life insurance is usually intended to protect the household as it exists then. Automatic revocation of beneficiary designations upon divorceIn 26 states, beneficiary designations on life insurance policies are automatically revoked upon divorce. What the prenup, postnup, or divorce agreement should stateA good agreement should not merely mention life insurance in passing.