Year over year, average U.S. commercial premium renewals for July increased in all lines except workers’ compensation, according to the Ivans Index. However, month over month, commercial auto, business owners policy, general liability, commercial property and umbrella saw a decrease, while workers’ comp experienced an increase, said Chicago-based Ivans. Premium renewal rate change by line of business for July 2026 highlights include:Commercial Auto: 4.03%, down from 4.58% last month. Looking at the second quarter 2026, Applied Systems’ Ivans said average premium renewal rate averaged 4.93%, a decrease compared to 5.28% in Q1 2026. Workers’ comp premium renewal rate change averaged -1.37% in Q2, up from -1.73% in Q1.