While CFP educational programs teach the knowledge of financial planning, they don't teach the practice of it – and there's remarkably little established training or curriculum. Podcasts like the Financial Advisor Success series provide an excellent library of lessons to absorb, whether you're walking the dog, mowing the lawn, cooking in the kitchen, commuting, or exercising. What I did have was an obsession with learning and an incredible resource that would help shape almost every important decision I made: the Financial Advisor Success (FAS) podcast, hosted by Michael Kitces. Ryan uses both Riskalyze and Tifin Risk for risk profiling, and both RightCapital and Income Lab for financial planning analysis. Financial planning is a helping profession.