To the point where banks are implementing a lot more security steps just to access your own accounts. Honeslty, if these scammers put as much of their obvious online talent into an actual job, they could make a lot more money - legally. SECURITY STEPS HAVE BEEN RAMPING UP LATELYAnyway, logging onto my online banking today I had to go through double verification using both my laptop AND my phone. People are out shopping more, or shopping online more, and just using more online services to get what they want. NEVER CLICK ON A LINK THAT YOU AREN'T SURE ABOUTYou should always be vigilant and watch your online banking as much as possible.