And I think that it's widely known among planners, advisors, about how basic Social Security retirement benefits work. But generally speaking, people are eligible for Social Security retirement benefits between 62 and 70. Perhaps that can serve as a bridge, as it were, to sort of the deeper conversation about, well, what does your financial life look like here? Increased Value From Social Security BenefitsExpected lifespan matters a great deal in the context of Social Security retirement benefits. This is akin to how advisors already typically use conservative life expectancy assumptions to manage the risk of clients outliving their assets.