Key insights : Earned wage access providers such as DailyPay and Branch are looking toward wider distribution networks as banks get into the market. : Earned wage access providers such as DailyPay and Branch are looking toward wider distribution networks as banks get into the market. : Short-term liquidity products such as earned wage access are becoming more popular with consumers and gaining the attention of banks and credit unions. Banks, credit unions and fintechs are warming up to short-term liquidity products such as earned wage access. DailyPay has partnerships with banks such as PNC , Santander and BMO to offer earned wage access.