The failure of the Joe’s Hill Manor housing development to meet the needs of first-time homeowners has exposed the wider affordability crisis facing residents in the Virgin Islands, talk show host Elvin Grant has argued. Grant stressed that the project involved both the government and the Social Security system. “It was the government – the Social Security scheme lent them the money, and the government decided to put this in place. But it was a total failure,” Grant stated. “We have to look at affordable housing, rental availability for younger people who want to leave home and go out.