Investors have struggled to understand Funding Circle (LSE: FCH) since its initial public offering (IPO) in 2018. Instead, Funding Circle provided the technology that sat in the middle connecting the two parties. Funding Circle is at inflection pointFunding Circle has now reached “escape velocity” after reaching a “key earnings inflection point”, say brokers Canaccord Genuity. Funding Circle has an edge in informationMeanwhile, Funding Circle has branched out into new products, including short-term lending. These increase the platform's appeal to borrowers, while also helping Funding Circle enhance its information edge.