eMaxx widens eligibility for excess captive programmeeMaxx expands its Excess Captive Insurance Program, powered by the eMaxx Reciprocal Insurance Exchange, to businesses using either a captive insurance or large deductible structure for their underlying insurance, subject to certain risk management standards being in place. Qualifying companies must operate risk management technology on commercial vehicles capable of detecting distracted driving and other unsafe driving events, an active driver monitoring programme, a progressive disciplinary programme for unsafe driving behaviour, and an ongoing driver training programme. Richard Metivier, executive vice president, distribution, at eMaxx, says: “Expanding eligibility for the Excess Captive Program allows more companies to benefit from the risk management standards we know reduce losses. eMaxx is a managing general agent and attorney-in-fact providing commercial property and casualty insurance and reinsurance through policyholder-owned alternative risk programmes. Group company eCaptiv is a licensed sponsored captive insurance company, while the eMaxx Reciprocal Insurance Exchange is a commercial property and casualty reciprocal insurer owned by its policyholder subscribers.