Most firms view AI as another technology investment. Ryan shares why he’s consistently chosen unconventional paths—from recruiting younger advisors and embracing a partnership model built around ownership to investing in proprietary technology instead of relying on third-party solutions. For advisors, the bigger question isn’t simply how AI will change their workflow. Related:The Diamond Podcast for Financial Advisors: $3.5B Cyndeo on Thinking Like a $25B FirmFor some, independence paved the way to build unique branding and a bespoke client experience. He built Claro Advisors by investing in younger advisors instead of competing for established producers.