First, Square added 3% cash back on Square Bill Pay transactions and the ability to pay vendors even if they don’t accept cards. And, with J.P. Morgan Payments’ backing, Dream Payments launched Dream Payouts to help small businesses issue payouts. Cardholders can use Bill Pay to pay vendors from the card account regardless of whether they accept payment cards. In related news, the new Dream Payouts feature from Toronto-based Dream Payments enables small businesses to issue a payout with just an email address. Dream Payouts works inside accounting software used by the business, it says.