Globally, digital payments have firmly entered the mainstream with digital wallets accounting for 56% of global e-commerce transaction value and 33%of in-store spending in 2025. “Wearables remove friction from everyday payments while still delivering the security and trust consumers expect from their bank.” Investec Private Bank has responded by extending its digital payment offering, enabling clients to securely add their Investec Visa cards to compatible wearable devices, including watches and rings. “The future of payments is about giving clients more seamless and intuitive ways to access their payment credentials, whether through phones, watches or wearable devices. As consumer payment behaviour continues to evolve, the question is no longer whether digital payments are optional, but how customers want to experience them.