But crypto assets have no place in the 401(k) plans of hardworking Americans. But in reality, everyday investors are far from clamoring for crypto assets to be included in their 401(k) plans. Even in bull markets, fluctuating demand makes the prices of crypto assets very volatile, and this volatility makes these crypto assets unsuitable for inclusion in 401(k) plans. The inclusion of crypto assets in 401(k) plans would be a significant accelerant to that process. Adopting this proposed rule would also make our financial system more fragile, making all assets in 401(k) plans more vulnerable.