NEW YORK (AP) — Heading off to college is exciting, but it also involves new adult responsibilities. It’s important for all students to build a solid foundation in managing their finances, said Sara Wilson, director of product innovation at Student Connections, an organization that helps students overcome financial barriers. Another starting option is student credit cards, which are easier to qualify for and tend to come with lower credit limits. Have a plan for your student loansWhile paying back student loans begins after graduation, it’s crucial that you have a plan while you’re still in college. Managing your finances is a learning process that will continue well beyond your college years.