Millions of children became eligible for the new “Trump Accounts” this summer, with those born during the president’s second term eligible for a $1,000 donation from the federal government. Others caution that, as an investment, Trump Accounts are not the best option for parents looking to give their children a financial leg up at age 18. He is advising his clients to set up the Trump Accounts to get any eligible donations but then put their money elsewhere. For a downpayment on a first home, Trump Accounts limit the withdrawal to $10,000. Jenny Pokempner, an attorney at the Youth Law Center in San Francisco believes Trump Accounts are flawed because they don’t target low-income families.