Does Chime Support Cryptocurrency? Despite its scale, Chime does not offer a built-in cryptocurrency exchange or wallet. Binance.US technically accepts Chime ACH, but its fraud detection rules reject debit card top-ups more frequently than competitors. Why Chime Does Not Sell Crypto DirectlyChime operates as a financial technology company, not a chartered bank. The absence of native crypto support does not prevent Chime users from participating in digital asset markets.