A pilot program launched Wednesday aims to soothe a particular headache in bank-fintech partnerships: repeated customer verification. "A bank submits its own [customer information program] policy and required verification steps to the network,” Merhom told American Banker. Solo will audit the institution’s process and verify what it’s attesting. Once that’s complete, Solo will issue a reusable certificate for partner institutions in the network. Solo last year debuted a service – modeled after the Zelle payment network – that allows banks to share customer data with each other, while avoiding third-party data aggregators like Plaid.