We talk to one side that does reverse mortgages and to the traditional forward side that doesn’t really do reverse. There have been some recent platform expansions to include proprietary reverse mortgages. I think, in general, the industry has kind of acknowledged that the proprietary reverse product has become the dominant product over HECMs. Pierson: Higher interest rates are impacting all lenders, and they’re affecting reverse mortgages right now by eating into borrower’s proceeds. People are turning to proprietary reverse mortgages for a reason, because they’re focusing on the right thing, which is borrower outcomes.