Press Release – MoneyHubThe guide, What the FMA Wants Financial Advice to Be (and How to Demand It), responds to the regulator’s headline finding that not enough consumers get the financial advice they need. – Christopher Walsh, MoneyHub Founder3) Your bank is licensed to advise you – and mostly doesn’t“The FMA found banks mostly distribute products without advice. Within ten years of retirement this is the filter – you need an answer covering withdrawals, sequence risk and sustainable spendingSource: MoneyHub, What the FMA Wants Financial Advice to Be (and How to Demand It). The guide summarises and quotes the FMA’s Access to Financial Advice report (March 2026), which is available free at fma.govt.nz; the FMA has not endorsed the guide. MoneyHub’s guides are journalistic and general in nature, and are not personalised financial advice.