Inter & Co. Inc. (NASDAQ:INTR) reported record second-quarter 2026 profitability as revenue growth, higher net interest margins and operating leverage supported its “Rule of 50” framework, which combines revenue growth and return on equity. Inter also pointed to subscription plans, investment advisory services, Inter Ads, card interchange, acquiring and credit insurance as potential drivers of faster fee-income growth. Private payroll loans accounted for more than half of the year-over-year increase in nonperforming loans, Stel said. Even at current delinquency levels, Stel said private payroll loans are generating return on equity of about 30%. The coverage ratio stood near 134%, down from a prior level of 146% as private payroll loans matured.