The numbers on Wisconsin homeowners insurance tell two different stories depending on which one you look at first. That put Wisconsin among the most financially stressed homeowners insurance markets in the Midwest that year. Wisconsin homeowners insurance premiums increased 55 percent between 2017 and 2024, according to a December 2025 study by a Wisconsin researcher published by Wisconsin Public Radio. In 2024, 65 percent of Wisconsin homeowners insurance claims were weather-related, with hail damage being the single most common cause. All three of those facts are true about Wisconsin homeowners insurance in 2026 — and most Wisconsin homeowners only know the first one.