Multiple outage-tracking services checked Sunday show no evidence of a widespread Capital One outage currently affecting customers, with automated monitors and crowdsourced report trackers reporting the bank's systems as operating normally. "Outages are not rare in the financial industry," Phillip Parker, founder of CardPaymentOptions.com, said in comments reported by AOL. They most often occur due to a bungled software update or a failure in a critical part of the infrastructure. If other users in your area are reporting similar problems, or if Capital One issues an official statement acknowledging a technical issue, that would indicate a genuine, systemwide outage rather than a local connectivity problem. As of this writing, no official statement from Capital One acknowledging a current outage had been identified, and the balance of available live monitoring data points to normal service.