Charles SantiagoMalaysia may soon qualify as a high-income nation, based on gross national income (GNI) per person. The Khazanah Research Institute (KRI) found that many households still face a monthly shortfall, after covering basic expenses. When income can’t meet necessities, ‘buy now, pay later’ (BNPL) is not a spending habit. The next step is clear: build institutions that ensure productivity gains are shared with workers, through stronger wage progression and collective bargaining. The views expressed in Aliran's media statements and the NGO statements we have endorsed reflect Aliran's official stand.