With Lagos introducing compulsory building insurance, attention is on whether the law can curb recurringbuilding collapses, writesEbere NwojiThe Lagos State Government has taken a decisive step towards strengthening public safety and risk management by launching the Lagos State Building Insurance Scheme, the first comprehensive state-level implementation of the compulsory building insurance provisions in the Nigerian Insurance Industry Reform Act (NIIRA) 2025. The launch follows the enactment of the Nigerian Insurance Industry Reform Act (NIIRA) 2025, which repealed the Insurance Act 2003 and consolidated Nigeria’s fragmented insurance legislation into a single regulatory framework. Among its key provisions are Sections 75 and 76, which make builders’ liability insurance and insurance for public buildings compulsory. The legal provisions governing compulsory building insurance have also become significantly more stringent. Whether the Lagos model ultimately succeeds may determine how quickly other states embrace compulsory building insurance.