Saving money needs a strategy to achieve it, and a strategy takes courage to implement,” says ACT Leader David Seymour. They are rising superannuation and health costs, rising welfare costs, and the size and complexity of Cabinet and Government departments. “Similarly, we must increase the share of healthcare spent on medicines that save money elsewhere. “Most of the developed world recognises that pension ages must rise when people live longer and have fewer children to pay taxes after them. The next Government must introduce welfare reform to save money and reduce dependency.