The Jammu & Kashmir State Consumer Disputes Redressal Commission, Srinagar, comprising President (O) Smt. Nighat Sultana and Member Mr. Maheep Gupta, has held Tata AIG General Insurance Co. Ltd. guilty of deficiency in service for repudiating fire insurance claims on the ground that the insured premises were "kutcha constructions". Observing that wooden plank roofs covered with CGI sheets...