Old scams, more convincing tools Fraudsters have long impersonated police officers, bank employees, mobile financial service representatives, and relatives in distress. INTERPOL’s March 2026 Global Financial Fraud Threat Assessment estimated that global financial fraud losses reached $442 billion in 2025 alone, rating the overall risk as “High” with significant escalation projected over the next three to five years. Attacks surged 442% in the second half of 2024 alone, according to CrowdStrike’s 2025 Global Threat Report. What the law says, and what it does not Bangladesh has no standalone criminal offence called voice-cloning fraud. Where weak KYC procedures contributed to a fraud, victims may have grounds to pursue negligence claims against financial service providers.