What financial value creation actually meansFinancial value creation is the difference between what a financial product costs to deliver and what it is worth to the person using it. Where the value shows up for consumers and businessesFor consumers, value creation looks like time saved and money kept. For a contractor paid on a Friday night, value creation is simply not waiting until Tuesday for the funds to clear. The numbers behind financial value creation in the US marketThe clearest way to see value creation is to track where money and adoption are concentrating. What financial value creation means for founders and operatorsFor founders, the lesson is specific.