FinTech globalization explained in one sentence is the steady erasure of borders from money, and for American consumers and businesses it has quietly become the default. What fintech globalization explained really meansGlobalization in finance is not new. The spread of global fintech trends into the US market shows how fast those ideas now cross borders. The United States fintech market alone is worth $66.82 billion in 2026 and is growing at a 15.18% annual rate toward $135.42 billion by 2031, according to Mordor Intelligence. What it means for American businessesFor a US business, fintech globalization changes both the customer base and the supplier base.