Here are two reasons to switch to the Amex Gold credit cardThere are two good reasons why you may want to get the Gold credit card if you already have the Gold charge card. Here are the two good reasons to apply for the Gold credit card, given that you are paying £195 per year for Gold charge:You will still receive your first year on the Gold credit card for free. If you swap from Gold charge to Gold credit, your existing ‘year to date’ spend on Gold charge does NOT carry over. A quick summary of what Amex Gold offers youAll of the other benefits of the Preferred Rewards Gold charge card are retained when you swap to the Preferred Rewards Gold credit card. If you still have the Amex Gold charge card and are paying the £195 annual fee, you should seriously consider moving to the Amex Gold credit card.