Mohammed Bashir Yunusa is a banking executive with over 15 years of experience driving growth, transformation, and value creation across the financial services industry. His expertise spans business strategy, digital banking, commerce, innovative finance, investment and deal structuring, corporate finance, and non-interest banking. As Divisional Head, Digital Banking & Commerce at The Alternative Bank, Yunusa provides strategic leadership for the Bank’s digital banking, commerce, product management, and ecosystem partnerships. Throughout his career, he has led transformative initiatives across business strategy, product development, digital banking, commerce, and innovative finance. What’s the strongest contrarian prediction you have about the future of digital banking in Nigeria?