Net premiums earned rose 2.4% to $201.1 million, while gross premiums earned declined slightly to $351.2 million from $353.6 million. Commercial residential premiums faced pricing pressure, particularly in Florida, while personal residential premiums in force increased 1.2% year over year. About Heritage Insurance (NYSE:HRTG)Heritage Insurance Holdings, Inc (NYSE: HRTG) is a property and casualty insurance holding company that offers homeowners insurance and related coverage products in the United States. Through its primary subsidiary, Heritage Property & Casualty Insurance Company, the firm underwrites standard and non-standard personal lines insurance, including homeowners, dwelling fire, flood, and condominium policies. Founded in 2011 and headquartered in Jupiter, Florida, Heritage Insurance has grown to become one of the leading providers of residential property insurance in the state.