What's more, 72% of newly minted homeowners say they spent about $10,000 on those unexpected fixes within two years of buying the property. Meanwhile, ATTOM (3) finds that the national average on property taxes was $4,427 in 2025, representing a 3% annual increase. A high-yield account like a Wealthfront Cash Account can be a great place to grow your uninvested cash, offering both competitive interest rates and easy access to your money when you need it. Save on other housing expensesOnce you've budgeted for your mortgage, property taxes and utilities, it's easy to assume you've accounted for the biggest housing expenses. The National Association of Realtors estimates that home affordability is roughly 10% lower than it would have been had insurance costs remained stable since the late 1990s.