Maya Mini Payments offers an option to spread the cost over three months instead of paying for the entire purchase in one billing cycle. Once the transaction has been posted in the Maya app, cardholders can select the purchase and choose Convert to Mini Payments. Spend at least PHP10,000 in a single straight transaction using your eligible Maya credit card. The Maya Mini Payments 0% interest promotion runs from August 1 to October 31, 2026. For those looking to take advantage of the waived processing fee, Mini Payments must be created on or before September 30, 2026.