Aviva (OTCMKTS:AVVIY – Get Free Report) and Universal Insurance (NYSE:UVE – Get Free Report) are both finance companies, but which is the superior stock? Analyst RatingsThis is a summary of current recommendations for Aviva and Universal Insurance, as reported by MarketBeat. Given Universal Insurance’s higher possible upside, analysts plainly believe Universal Insurance is more favorable than Aviva. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.