Both physical and virtual Cypher Cards are affected — personal cards, business cards, all of it. AdvertisementHow to Pull Your Money OutPersonal users need to go through the Cypher app to withdraw card balances. For Osmosis Pay users specifically, Cypher’s guidance is clear that the wind-down instructions apply to them as cardholders — not to all Osmosis users broadly. Hub: USDC price, news, and analysisFrequently Asked Questions When do Cypher Cards stop working for purchases? Cypher Cards stop all purchasing capability at 00:00 UTC on August 8, making August 7 the final day for transactions.