AdvertisementThe Reserve Bank of India, through Circular RBI/2026-27/232 dated August 7, 2026, issued the Reserve Bank of India (Priority Sector Lending – Targets and Classification) Second Amendment Directions, 2026. The amendment excludes specified advances from calculation of Adjusted Net Bank Credit (ANBC) for priority sector lending targets. The amount excluded from ANBC cannot exceed the eligible fresh FCNR(B)/NRE deposits qualifying for CRR/SLR exemption. The Amendment Directions modify the Reserve Bank of India (Priority Sector Lending – Targets and Classification) Directions, 2025as below:i. In case, the difference in the amount outstanding is zero or negative, no amount would be eligible for deduction from ANBC for the purpose of arriving at the priority sector lending targets.