Before her daughter could walk or talk, Erin Miller was thinking about how she could help her buy a house. Little Harper was aged just one when her parents began putting money aside each week for a deposit down the track. Your email address: Email Us Get the Newsletter By continuing you agree to our Terms and Privacy Policy“(Home ownership is) an Australian dream and a really big moment,” Miller told 7NEWS.com.au. “For others, it’s more about creating future opportunities — whether that’s helping with university ... or giving their children greater financial security. He flagged too that investment income such as dividends and capital gains may also be subject to those rules.