XRP is the fourth-largest cryptocurrency by market cap — roughly $70 billion — and until this week, it was almost invisible in DeFi lending. How XRP DeFi Lending Actually WorksThe process isn’t one-click yet. Traditional DeFi lending protocols like Aave pool risk across all collateral types, which can create cascading liquidation events. Beyond this new FXRP lending market, XRP holders can use Flare’s ecosystem to provide liquidity and execute vault strategies. In 2026, the largest DeFi bridge exploits involved compromised admin keys and spoofed validation messages.